慶應義塾大学塾生サイト Keio University Student Website
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Support systems accompanying the spread of coronavirus

diseaseEmergency Aid and Disaster Victims Scholarships

We now introduce scholarships and financial support systems which can be used in the case of severe difficulties in continuing studies arising as a result of the spread of coronavirus disease; sudden changes in household finances caused by the death, loss of employment, or illness of the main financial supporter of households; or damage suffered as a result of earthquakes, fire, or severe weather, etc.

[About the Keio University Degree Completion Scholarship]
The Degree Completion Scholarship (calls for applications are made twice a year) is a form of financial aid in response to sudden changes in household finances, including due to the impact of the spread of COVID-19 (coronavirus disease). For the 2021 academic year, the scholarship is planned to be flexibly operated to fully support Keio students in financial distress, including expanding the scholarship's scope in accordance with the status of applications.



Deferred payment of tuition fees, scholarships, etc. offered by Keio University

System for deferring payment of academic fees and expenses (tuition, etc.)

It is possible to apply to postpone payment of academic fees and expenses for a fixed period in situations where it is difficult to transfer the payment for academic fees and expenses (tuition, etc.) by the designated date due to sudden changes in household finances.

Keio University Degree Completion Scholarship

The purpose of this scholarship is to support students who desire to study and are highly motivated to learn, but find it difficult to continue with their studies due to deteriorating finances as a result of the spread of coronavirus disease, sudden changes in to a household's financial situation through the death or loss of income of the household's financial supporter, or continuous financial difficulties. Support is also available for students affected by large-scale natural disasters (recruitment planned twice a year in May and November).

*The application guidelines will be posted on the "Information on Open Scholarship Calls" of each campus on the Keio University Student Website.

Year 2000 Commemorative Education Fund Emergency Scholarship

This is a donor designated scholarship that supports Keio students who face difficulties continuing their studies at Keio University due to sudden changes to household finances resulting from the unemployment or bereavement of the main financial supporter. Current undergraduate students at Keio University are eligible (excluding international students; recruitment planned twice a year in May and November).

*The application guidelines will be posted on the "Information on Open Scholarship Calls" of each campus on the Keio University Student Website.

Keio University Recovery Assistance Scholarship for Victims of the Great East Japan Earthquake

This scholarship supports Keio students who face difficulties continuing their studies due to sudden changes in household finances resulting from being a victim of the Great East Japan Earthquake, and the main financial supporter of the household, or the students themselves if they are responsible for paying academic fees and expenses, reside in an area covered by the Disaster Relief Act for the Great East Japan Earthquake.

*The application guidelines will be posted on the "Information on Open Scholarship Calls" of each campus on the Keio University Student Website.



Scholarship systems implemented by Private Organizations and Local Governments

Scholarships, etc., independently implemented by private scholarship foundations and other groups

These are scholarships provided by private organizations and local governments to economically support students, in anticipation of their future activities, who face difficulties continuing with their studies for financial reasons despite excelling academically.

*Details will be posted on "Information on Open Scholarship Calls" of respective campuses in the Keio University Website once we receive notification of scholarships calling for applications.



Scholarship schemes implemented by the Ministry of Education, Culture, Sports, Science and Technology (MEXT)/Japan Student Services Organization (JASSO)

New Study Support System for Higher Education
[Undergraduate students of tax-exempt and similar households]

This is a system that provides support for households exempt from residence tax and those with similar status, by providing benefit-type scholarships that cover the living expenses required for student life as well as exemptions from tuition fees. Normally, the screening is by means of taxable income for the previous fiscal year, but if there has been a sudden change in household finances as a result of coronavirus disease, etc., a screening will be conducted based on predicted income following the sudden change in household finances. Applications are accepted at any time. However, it is necessary to complete an application through the university to the Japan Student Services Organization (JASSO) within three months of the sudden change in household finances. Please consult with the scholarships and financial aid coordinator at respective campuses immediately upon any sudden changes in your household finances.


Persons who are not eligible to apply under sudden changes in household finances may apply for the twice yearly calls for currently enrolled students (recruitment scheduled to begin in April). You can check whether or not you may be eligible using the "Scholarship Payment Simulation."

JASSO (Japan Student Services Organization) Scholarship Loans

Support available from the Japan Student Services Organization (JASSO) loan-type scholarships, is by means of Type-1 (interest-free) and Type-2 (interest-bearing) scholarships. The amounts of monthly loans can be selected. Normally the screening is by means of taxable income for the previous fiscal year, but if there has been a sudden change in household finances as a result of coronavirus disease, etc., a screening will be conducted based on predicted income following the sudden change in household finances as "Type 1" or "Type 2" emergency scholarships. Persons who have experienced sudden changes in household finances may apply for "Type 1" or "Type 2" if the following conditions apply. Applications are accepted at any time. First consult with the scholarship section on your campus.

  • Unemployment or resignation/retirement of the main financial supporter of the household
  • Bereavement of or separation from (divorce, disappearance, etc.) the main financial supporter of the household
  • Bankruptcy of the main financial supporter of the household
  • Significant rise in the expenditure or decrease in the income of the main financial supporter of the household due to sudden changes in household finances resulting from illness, accidents, corporate bankruptcy, economic downturns, etc.
  • Significant rise in the expenditure or decrease in the income of the main financial supporter of the household due to being a victim of a disaster such as an earthquake, flooding, or fire, and are subject to the implementation of the Disaster Relief Act or the Act on Interim Measures for Financing Farmers, Woodsmen and Fishermen Suffering from Natural Disasters, or is a victim of a disaster causing comparable damage.


Persons who are not eligible to apply under sudden changes in household finances may apply for the calls for currently enrolled students (recruitment normally beginning in April; recruitment also held in the Fall Semester for Type 2 only). For Type 1 scholarships, it is possible to select monthly loan amounts of between 20,000 to 64,000 yen (monthly amount will vary depending on home/outside home and type of school). For Type 2 scholarships, monthly amounts of between 20,000 and 120,000 yen (interest rate on loan: [revised interest rate method] 0.002% [fixed interest rate method] 0.157% (for persons whose loan period ended in December 2020)) may be selected. A wider bracket of household incomes will be eligible to apply than for the "New Study Support System for Higher Education," and it is possible to calculate whether or not you may be eligible using the Scholarship Payment Simulation. Note that it is also possible to apply fora lump-sum loan (special increase on enrollment; 100,000 to 500,000 yen) which will be included in the first transfer following admission when enrolling, should you wish to do so.

Emergency interest-free loan scholarships (persons with reduced income from part-time work)

This is a system for interest-free scholarship loans to students experiencing difficulties in continuing their studies due to significant decreases in income from part-time work and who urgently wish to avail of a scholarship loan.
* Recruitment is currently closed.

Extension of interest-bearing scholarship loan period [For persons who have not secured employment]

This is a system which allows deferment of repayments on Type 2 (interest-bearing) scholarships for a period of up to one year by students, etc., whose job placement offer has been suspended as a result of COVID-19 and who have no choice but to enroll at the university in the 2021 academic year as well. New applications are also possible.

Continued loans of interest-bearing scholarships for persons on temporary leaves of absence [persons engaging in volunteer work, etc., during temporary leaves of absence]

Scholarships are not normally granted to students, etc. taking leaves of absence for reasons of double-track studies, such as those affected by coronavirus disease taking leaves of absence from university to complete volunteer activities; however, as a special exception for Type 2 (interest-bearing) scholarships, there is a system to renew the lending period for a maximum of one year during which time you will continue to receive the loan. New applications are also possible.

Flexible application periods for repayment exemptions system for graduate school students with outstanding academic records (for graduate school students)

As a special exception, persons who wished to apply for repayment exemptions for graduate school students with outstanding academic records may do so in the 2021 academic year if they were unable to achieve academic outcomes during the period covered by the loan because of delays in research plans as a result of coronavirus disease. In addition, persons who have received an informal offer of repayment exemption but for unavoidable reasons such as natural disasters, injuries and illnesses, or infectious diseases, are unable to complete programs within the designated periods of study will be regarded as having completed programs within said periods (persons who have had informal offers cancelled are not eligible.)
* Recruitment is currently closed.

"Emergency Student Support Handout for Continuing Studies"

100,000 yen (200,000 yen in the case of households exempt from paying residence tax) will be paid by the Japan Student Services Organization (JASSO) to students living away from home who cover their tuition fees, etc., with income from part-time work but who have had a significant decrease in this income. Conditions apply, such as living away from home and covering tuition fees using income from part-time work and the significant decrease in this income being the result of COVID-19, etc.
* Recruitment is currently closed.



Other government schemes, etc.

Japan Finance Corporation Education Loan

 This is a system to lend up to 3.5 million yen (up to 4.5 million yen if certain requirements are fulfilled) per student to the guardians of persons who will enroll or are currently enrolled at universities, etc. The interest rate on the loans is 1.68% annually (fixed interest rate.)

Special Payment System for Students for their National Pension contributions

 This scheme allows students aged 20 or above to apply to defer payment of their National Pension contributions when facing difficulties because of a low income. (The temporary special provision for reduced income due to the impact of COVID-19 will be extended.)

Employment adjustment subsidy/Emergency employment stabilization subsidy (special provision due to COVID-19)
[Business owners]

When the owner of a business who has been compelled to reduce business activities temporarily closes the business based on a labor-management agreement to maintain the employment of a worker, a portion of the allowance to be paid by the business owner to the employee during the closure period will be subsidized. Non-regular workers, including students engaged as part-time workers are consequently eligible to claim this subsidy, with a special measure in place to raise the subsidy rates paid to business owners whose activities are impacted as a result of the spread of coronavirus disease.
*The current special measure will apply until the month after the State of Emergency is lifted nationwide.

Coronavirus Disease Emergency Closure Support System/Stipend
Workers at small- and medium-sized businesses who could not avail of allowances for temporary business closures, including students engaged in part-time work

This system provides support in the form of an amount equal to 80% of wages before leaves of absence (upper limit of 11,000 yen per day) to workers at small- and medium-sized businesses who were forced to take time off from work due to coronavirus disease or measures to prevent its spread, and did not receive their wages (leave allowance) during this time. Students engaged in part-time work are also eligible for assistance. In addition, in the case that working hours have been reduced due to shortened business hours, or the numbers of shift days are reduced, a portion of the days of a month during which the business is closed will be eligible for coverage (Eligibility will be based on exclusion of days worked from the closure record.)

Social welfare loans for living expenses (Special lending of emergency small-lot funds)

This is a system to provide loans of up to 200,000 yen to households affected by COVID-19 in which income has decreased due to temporary business closures, etc., and temporary funds are urgently required for living expenses to maintain the livelihoods of the household members. Decreases in income which are as a result of COVID-19 will still be eligible even if they do not involve temporary business closures.
*The application period is until the end of March 2021.
*In addition to small-lot funds, a comprehensive support fund to provide interest-free loans up to a maximum of 150,000 yen per month (for single-person households) to households affected by COVID-19 having difficulties in maintaining their livelihoods due to decreased income, loss of employment, etc., is also available.

Social welfare loans for living expenses (Educational support fund) [low income households]

This is a system aimed at low-income households for loans of monthly amounts of up to 65,000 yen (for university students) interest-free as expenses required to attend university, etc. In addition, up to 500,000 yen will be lent for expenses associated with enrolling at university.

Welfare Funded Loan for Single Parents and Widows with Dependents (schooling/study fund)
[Single Parents/Widows]

This is a system whereby households of single mothers, single fathers, or widows with dependents can claim ① an interest-free amount of up to 590,000 yen (in the case of private universities) as funding for application/examination fees, clothing expenses, etc., ② an interest-free amount of up to 146,000 yen (if attending university while commuting from home) per month as funding for tuition fees, textbooks, transportation costs, living expenses associated with attending university, etc.

Housing Security Benefit [persons with independently maintained livelihoods/reduced income]

This is a support system whereby local authorities pay an amount equivalent to the household rent (upper limit is the standard amount for Special Housing Assistance) to persons who are at risk of losing their place of residence* due to loss of employment or closing of a business in the past two years or a decrease in income accompanying a temporary business closure, etc.
*While students engaged in part-time work are not in principle within the eligibility scope, some may nevertheless be eligible for assistance in the case that they fulfill criteria for payment, such as being responsible for maintaining the household (for example, income from part-time work is used to cover tuition and living expenses, etc.) or for job-seeking activities.